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1. Consumer Debt:Add up the total interest paid this year on your revolving charges, personal car loans and other personal liabilities. (This does not include your mortgage, business or investment indebtedness, or loans from your kids.) Divide by your annual income. The quotient's the percent you're being penalized for living beyond your means.
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| Scoring |
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| Gold Star |
| Typical for middle income with new car |
| You are living beyond your means. Cut up the credit cards. |
| Let's discuss major changes to make. |
| What do S&L's, Eastern Airlines and Banana Republic all have in common? |
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